With the crazy volatility of the first half of 2021 behind us, many have accumulated some holdings of stablecoins and want to earn interest on them a relatively risk-free way. DeFi seems to be a pretty cool idea, but does it offer a good tradeoff between risk/gains — not just to crazy yield farmers, but to more risk-averse investors as well? I believe the answer is yes, based on a simple strategy of depositing stable assets and borrowing volatile assets.